:root{
  --navy:#062a62;--blue:#0751b2;--blue2:#0f6bdf;--sky:#eaf4ff;
  --ink:#14233b;--muted:#5d6c80;--line:#dce6f2;--paper:#fff;
  --soft:#f5f9fd;--wa:#22c763;--wa-dark:#118743;--radius:22px;
  --shadow:0 18px 50px rgba(8,48,103,.10)
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);line-height:1.65;background:#fff}
a{color:inherit}.container{width:min(1160px,calc(100% - 40px));margin:auto}.section{padding:88px 0}.soft{background:var(--soft)}
.topbar{background:#041f49;color:#fff;text-align:center;padding:9px 20px;font-size:13px}.topbar strong{color:#8ff0b3}
.nav{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.95);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.navin{min-height:92px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;text-decoration:none;padding:7px 0}.brand img{display:block;width:min(390px,48vw);height:70px;object-fit:contain;object-position:left center}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border:0;border-radius:999px;padding:15px 24px;text-decoration:none;font-weight:800;transition:.2s transform,.2s background;cursor:pointer}
.btn:hover{transform:translateY(-2px)}.btn-wa{color:#fff;background:var(--wa);box-shadow:0 13px 26px rgba(34,199,99,.25)}.btn-wa:hover{background:var(--wa-dark)}
.btn-wa::before,.float::before{content:"";display:block;flex:0 0 auto;width:22px;height:22px;background:center/contain no-repeat url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 32 32'%3E%3Cpath fill='%23fff' d='M16.04 3C8.86 3 3.02 8.82 3.02 15.98c0 2.29.6 4.53 1.74 6.5L2.9 29.27l6.96-1.82a13.04 13.04 0 0 0 6.18 1.57h.01c7.17 0 13.01-5.83 13.01-12.99C29.06 8.87 23.22 3 16.04 3Zm0 23.83h-.01a10.82 10.82 0 0 1-5.52-1.51l-.4-.24-4.13 1.08 1.1-4.02-.26-.41a10.77 10.77 0 0 1-1.66-5.75c0-5.96 4.87-10.8 10.88-10.8 2.9 0 5.64 1.13 7.69 3.18a10.73 10.73 0 0 1 3.19 7.67c0 5.95-4.88 10.8-10.88 10.8Zm5.97-8.09c-.33-.16-1.94-.96-2.24-1.07-.3-.11-.52-.16-.74.16-.22.33-.85 1.07-1.04 1.29-.19.22-.38.25-.71.08-.33-.16-1.38-.51-2.63-1.62a9.86 9.86 0 0 1-1.82-2.27c-.19-.33-.02-.5.14-.67.15-.15.33-.38.49-.57.16-.19.22-.33.33-.55.11-.22.05-.41-.03-.57-.08-.16-.74-1.78-1.01-2.44-.27-.64-.54-.55-.74-.56h-.63c-.22 0-.57.08-.87.41-.3.33-1.14 1.12-1.14 2.72s1.17 3.15 1.33 3.37c.16.22 2.3 3.51 5.57 4.93.78.34 1.39.54 1.86.69.78.25 1.49.21 2.05.13.63-.09 1.94-.79 2.21-1.56.27-.77.27-1.43.19-1.56-.08-.14-.3-.22-.63-.38Z'/%3E%3C/svg%3E")}
.btn-ghost{color:#fff;border:1px solid rgba(255,255,255,.55);background:rgba(255,255,255,.08)}
.hero{position:relative;isolation:isolate;overflow:hidden;color:#fff;background:linear-gradient(128deg,#04285f 0%,#0751b2 57%,#1383e9 100%);padding:105px 0 98px}
.hero:before,.hero:after{content:"";position:absolute;z-index:-1;opacity:.17;pointer-events:none}
.hero:before{inset:0;background-image:radial-gradient(circle,#fff 1.6px,transparent 1.7px);background-size:31px 31px;mask-image:linear-gradient(90deg,transparent 30%,#000)}
.hero:after{width:440px;height:440px;border:60px solid #fff;border-radius:46% 54% 60% 40%;right:-210px;top:-220px;transform:rotate(24deg)}
.marks{position:absolute;inset:0;z-index:-1;overflow:hidden;pointer-events:none}.mark{position:absolute;border:2px solid rgba(255,255,255,.23);transform:rotate(24deg)}
.mark.one{width:96px;height:96px;left:5%;top:15%;border-radius:22px}.mark.two{width:56px;height:56px;right:30%;bottom:12%;border-radius:50%}
.mark.three{width:145px;height:20px;right:8%;bottom:18%;border-width:3px 0}.mark.four{width:28px;height:110px;left:46%;top:8%;border-width:0 3px}
.hero-copy{max-width:930px}.eyebrow{display:inline-flex;align-items:center;gap:9px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22);border-radius:999px;padding:8px 15px;font-size:13px;font-weight:800}
.hero h1{font-size:clamp(40px,6vw,70px);line-height:1.05;letter-spacing:-2px;margin:24px 0}.hero h1 span{color:#a9dcff}.hero p{font-size:clamp(17px,2vw,21px);max-width:900px;color:rgba(255,255,255,.88)}
.actions{display:flex;flex-wrap:wrap;gap:14px;margin:32px 0 24px}.trust{display:flex;flex-wrap:wrap;gap:22px;font-size:14px}.trust span:before{content:"✓";color:#83f0ac;font-weight:900;margin-right:8px}
.head{text-align:center;max-width:790px;margin:0 auto 46px}.tag{display:inline-block;color:var(--blue);background:var(--sky);border-radius:999px;padding:7px 14px;font-size:13px;font-weight:800}
.head h2{color:var(--navy);font-size:clamp(30px,4vw,45px);line-height:1.15;margin:15px 0}.head p{color:var(--muted);margin:0}
.grid{display:grid;gap:22px}.problems{grid-template-columns:repeat(2,1fr)}.services{grid-template-columns:repeat(3,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.problem .title-row{display:flex;align-items:center;gap:16px;margin-bottom:12px}.icon{flex:0 0 52px;width:52px;height:52px;display:grid;place-items:center;border-radius:15px;background:var(--sky);color:var(--blue);font-size:24px}
.card h3{color:var(--navy);font-size:18px;line-height:1.3;margin:0}.card p{color:var(--muted);margin:0}.service .title-row{display:flex;align-items:center;gap:16px;margin-bottom:13px}.service .icon{flex:0 0 52px}
.steps{grid-template-columns:repeat(5,1fr)}.step{text-align:center;padding:25px 18px}.num{width:50px;height:50px;margin:0 auto 16px;display:grid;place-items:center;border-radius:50%;background:var(--blue);color:#fff;font-weight:900;box-shadow:0 10px 22px rgba(0,74,173,.30)}
.pay{background:linear-gradient(130deg,#041f49,#0751b2);color:#fff;padding:62px 0}.payin{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:25px}.shield{font-size:38px;background:rgba(255,255,255,.12);border-radius:22px;padding:22px}.pay h2{font-size:clamp(27px,4vw,40px);line-height:1.2;margin:0 0 8px}.pay p{color:rgba(255,255,255,.82);margin:0}.noadvance{background:#8ff0b3;color:#07351c;border-radius:15px;padding:14px 18px;font-weight:900;text-align:center}
.tests{display:flex;flex-wrap:wrap;justify-content:center;gap:12px}.pill{border:1px solid #cbdbee;border-radius:999px;background:#fff;padding:10px 16px;font-weight:700;color:var(--navy)}
.faq{max-width:880px;margin:auto}.faq details{background:#fff;border:1px solid var(--line);border-radius:15px;margin:12px 0;padding:19px 22px}.faq summary{cursor:pointer;color:var(--navy);font-weight:800}.faq p{color:var(--muted)}
.final{text-align:center;color:#fff;background:linear-gradient(130deg,#0751b2,#041f49);padding:88px 0}.final h2{font-size:clamp(34px,5vw,52px);line-height:1.13;margin:0 0 17px}.final p{color:rgba(255,255,255,.85);max-width:760px;margin:0 auto 28px}
.footer{background:#031b3e;color:rgba(255,255,255,.75);padding:32px 0}.footin{display:flex;justify-content:space-between;gap:25px;align-items:center}.footer-logo{display:flex;align-items:center}.footin img{width:300px;border-radius:10px}
.float{position:fixed;z-index:40;right:20px;bottom:20px;width:60px;height:60px;display:grid;place-items:center;border-radius:50%;background:var(--wa);color:#fff;text-decoration:none;box-shadow:0 15px 30px rgba(18,135,67,.35)}.float::before{width:32px;height:32px}
.cookie-banner{position:fixed;z-index:100;left:20px;right:20px;bottom:20px;max-width:1120px;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:28px;padding:22px 24px;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:0 22px 65px rgba(3,31,73,.24)}.cookie-banner[hidden]{display:none}.cookie-copy{max-width:770px}.cookie-copy strong{display:block;color:var(--navy);font-size:18px}.cookie-copy p{margin:4px 0;color:var(--muted);font-size:14px}.cookie-copy a{color:var(--blue);font-size:13px;font-weight:800}.cookie-actions{display:flex;gap:10px}.cookie-actions button{border-radius:999px;padding:11px 20px;font:inherit;font-weight:800;cursor:pointer}.cookie-reject{border:1px solid var(--line);background:#fff;color:var(--navy)}.cookie-accept{border:1px solid var(--blue);background:var(--blue);color:#fff}
.legal-page{background:var(--soft);padding:65px 0 85px}.legal-content{max-width:900px;background:#fff;border:1px solid var(--line);border-radius:24px;padding:clamp(26px,5vw,58px);box-shadow:var(--shadow)}.legal-back{color:var(--blue);font-weight:800;text-decoration:none}.legal-content h1{color:var(--navy);font-size:clamp(34px,5vw,52px);line-height:1.15;margin:24px 0 6px}.legal-updated{color:var(--muted);margin-bottom:40px}.legal-content h2{color:var(--navy);font-size:22px;margin:32px 0 9px}.legal-content p,.legal-content li{color:var(--muted)}.legal-content a{color:var(--blue);font-weight:700}
@media(max-width:950px){.services{grid-template-columns:repeat(2,1fr)}.steps{grid-template-columns:repeat(3,1fr)}.payin{grid-template-columns:auto 1fr}.noadvance{grid-column:1/-1}}
@media(max-width:680px){.container{width:min(100% - 28px,1160px)}.navin{min-height:78px}.brand img{width:235px;height:54px}.nav .btn{padding:11px 14px;font-size:0}.nav .btn::before{width:22px;height:22px}.hero{padding:78px 0}.hero h1{letter-spacing:-1px}.actions{flex-direction:column}.problems,.services,.steps{grid-template-columns:1fr}.section{padding:67px 0}.payin{grid-template-columns:1fr;text-align:center}.shield{margin:auto}.footin{flex-direction:column;text-align:center}.footin img{width:250px}}
@media(max-width:680px){.cookie-banner{left:12px;right:12px;bottom:12px;align-items:stretch;flex-direction:column;gap:15px;padding:18px}.cookie-actions{display:grid;grid-template-columns:1fr 1fr}.legal-page{padding:35px 0 60px}}